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The best solution for you in this situation is that you should try to improve a bad credit score. This can be done through the repayment of some of its loans for part time work and cut some unnecessary expenses. After you fix your bad credit score than you can easily get a mortgage. I know that it may take some time to improve bad credit score, but this is the best get out of debt solution.
Bad debt consolidation mortgage loans are not easy to obtain approval, especially if you have no movable or immovable property to offer as collateral. You may have to incur some additional costs here, including sharks committee, credit card debt, set fees and commissions from the registry if you decide to or be found to take their services. Here, the creditor may also seek to settle with you for accepting something for nothing. However, it will be III’s reputation, and it is difficult to attain the benefits of another loan in the future.
Accordingly, you should try to bad mortgage debt consolidation loans from reputable financial institutions to improve their credit rating bad place. Even if you have any real estate mortgage with the lender and they should find the best possible option as the lender.